FinAid.org is a longstanding comprehensive guide to all things financial aid. It’s not an official government site, but it’s widely respected and packed with helpful information on scholarships, loans, savings plans, and more. Use FinAid to learn about topics like choosing the right loan, calculating your Expected Family Contribution (EFC)/Student Aid Index (SAI), and strategies to cover unmet need. The site also features many calculators – for example, you can estimate your loan payments, or use the college cost projector to see how costs add up over time.
FinAid.org website
Want a personalized estimate of what it might cost to attend Atlantic Cape? Try our Net Price Calculator on the Atlantic Cape website. This tool asks for some basic financial and household information, then estimates your annual cost of attendance and potential financial aid. It’s an easy way to get a ballpark figure of your “net price” (what you may pay out-of-pocket after aid). Tip: Remember that this is an estimate – your actual financial aid offer will depend on your FAFSA data and meeting all deadlines. Still, the calculator can be a great planning tool for you and your family as you budget for college.
Net Price Calculator
Learning to manage your finances is part of the college experience. Websites like CashCourse (cashcourse.org) and MyMoney.gov offer free lessons on creating a budget, saving money, understanding credit cards, and more. Even small steps like tracking your spending or finding textbook discounts – can make a big difference. By being proactive about money matters, you’ll be better prepared to handle college costs and reduce the need for excessive loans. (If you need advice, Atlantic Cape’s counselors can also provide guidance or resources on financial literacy for students.)
CashCourse.org
MyMoney.gov
If you decide to take out student loans, it’s crucial to borrow wisely and have a plan for repayment. Federal Direct Loans come with borrower protections and flexible repayment plans. Before borrowing, use the Loan Simulator on studentaid.gov to see what your monthly payments might look like after graduation. When you graduate or drop below half-time, you’ll also be required to complete Exit Counseling on studentaid.gov – this will teach you about your specific loan terms and payment options. The key is to only borrow what you need, and keep track of your total loan debt (you can view your loan balances anytime by logging into your account on studentaid.gov). With good budgeting and the career boost your education will provide, you can confidently manage your loans and repay them on time.
Loan Simulator
Student Loan Exit Counseling
